— what's everyone doing about the MiCA cutoff on the 1st?

So the deadline's basically here (July 1) and I keep going back and forth on how much it actually changes for me day to day.

For the people who don't follow the EU stuff: after the 1st, exchanges without a MiCA license can't legally serve EU users. The number that got me was something like 210 of ~3,000 firms actually cleared it. Even Binance is apparently still sorting its license out after the Greece thing stalled.

What I can't tell is how hard the cutover actually bites. Like is it "your account is gone July 1," or a slow thing where pairs quietly disappear and withdrawals get clunky over a few months? I've seen people claim both and I don't know who's right.

I already pulled most of my stack to a hardware wallet a while back so I'm not too worried about the holding part. It's more the moving-between-things part — if a chunk of the smaller exchanges get cut, I'm probably leaning more on non-custodial swap stuff and DEXs, (eg tokensfund) which I'm fine with but the rates and the learning curve are real.

Anyway, curious what people are actually doing. Sitting tight? Moving to a licensed EU platform? Going more self-custody? And if you're actually in the EU and have read more of the fine print than me, genuinely how worried should I be.