I was using a temporary wallet to move USDT.
I created it on an airgapped computer and copied the key to two places. One was Google Keep open on the laptop (it couldn't save but Chrome showed the text in the draft at the top).
After an unexpected reboot, Chrome reloaded Keep but showed no draft.
If I did not have the second copy which was a pain to retrieve I would have lost hundreds of dollars.
Lesson is always recreate the wallet in your permanent target location before moving more than a few bucks to see it works :)
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